BREAKING NEWS!!!

The New Loan Programs You Must Know About

• 12 months bank statements program (rates as low as 3.375%)

• 3-month bank statement program

• NEW PRIME JUMBO program up to 3 million (rates as low as 2.375%)

• FICOS down to 575

• Foreign National Program

• ITIN program

• unlimited 60-day MTG LATES program

• over 1 year FC and BK programs

• Super Jumbo to 4 million NOW

• I/O option options

• asset depletion programs (NO job and NO income provided)

• NO DOC DSCR programs

• NON warrantable Condo programs

• NO MI on any program

• up to 90 LTV on purchase loans

• Gifts OK and Gifts of Equity OK

• NO reserves up to 65 LTV

• can use cash out for the reserves on most programs

• NO PPP on all owner-occupied & 2nd home programs

• up to 50% back-end DTI programs

• FOR BK seasoning on a CH 11 & 13- we use the FILING date

• BEST CASE:

• 90 LTV up to 1 million on a purchase

• 85 LTV up to 2 million on a purchase

• 75 LTV up to 3 million on a purchase

• 65 LTV up to 4 million on a purchase